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I'm 28 and live in central Illinois. I've been married to an amazing man for three years. We have a little white dog and just bought our first house! We are also expecting our first child in October. I LOVE design and photography. I'm busy getting my own business up and going. We also do what we can to be a little more eco-friendly.

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waiting and working

Monday, September 17, 2007

Josh and I have been watching our pennies for a few months now. Not that we didn't watch them before but now we're a little more hardcore. We're pretty much dumping every extra dollar into one of the many student loans or the d200. I don't mind actually. I LOVE seeing the loan amount go down. We're getting really close to paying off of one of Josh's small student loans. It was the smallest but still, to have one paid off... Well it will feel huge!

We've loosened up a bit on the budget and aren't so "we can't spend any money". It's been nice to get a couple new things for fall and not worry that I shouldn't. Well actually I do that anyway, but I'm just really anxious to get stuff paid off. I basically have payments worked out for the next year and when things will be paid off. Everything is in an Excel spreadsheet. Gosh, I'm a nerd.

It's frustrating to still not be able to have a house but when I look at my spreadsheet I know that's what we're working towards. It really makes me feel good that we're doing it this way. I honestly feel like this is the right way for us. I can't imagine trying to pay a mortgage and all of these student loans. Josh would probably have to put me away somewhere. So as impatient as I am, I am really trying to remember that this is going to be better in the long run.

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posted by kimberly, 7:10 AM


3 Comments:

I can so relate to this post. We are similarly plagued by school loans. Keep the faith. The house will follow. :)
Thanks, Libby. I am really trying to be patient (just not something I'm very good at)!
Ditto to what Libby said. Besides, by the time you guys are ready to buy a home, the mortgage market will probably not be so volatile and you won't end up stuck in a bad loan like so many of these homeowners are right now. :)

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